Why not finance your purchase from Camping Cabins?

Camping Cabins are pleased to partner with Academy Leasing to offer quick, simple & competitive finance to help you purchase your cabins.

Established in 1987, Academy Leasing has grown to become one of the UK’s leading providers of equipment, vehicle and invoice finance. Academy can offer all business customers* a finance solution to suit their needs for any orders of £1,000 plus VAT or more. They cover the whole of the UK and have facilities to suit all of our customers, from start-up ventures to PLCs.  *subject to credit

Two people discussing the Camping Cabins finance options and paperwork.

Improve Cashflow

Your complete purchase can be delivered and operational without the need for capital expenditure. Have what you need today with no cash outlay.

Retain Credit Lines

Keep existing banking arrangements, credit lines and cash free for uses that are more appropriate. Note our finance facilities cannot be withdrawn like overdraft facilities. Use bank funding for working capital to maintain a healthy business.

Simplify Budgeting

Payments are fixed throughout the term of the agreement enabling accurate and simple budgeting and forecasting. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cash flow when they increase.

Let the Equipment Pay for Itself

Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear.  You wouldn’t pay all your staff costs up front! Pay for the equipment as you gain the benefits, not before.

Simple Approval in Two Ways

First of all leasing may be classed as a revenue item for budget purposes which may make it easier for you to obtain authorisation for the expenditure.

Secondly, the approval process only takes one phone call. Focus can offer both lease rental and hire purchase with terms from 12 months to 5 years.

The monthly payments are the same for each option, but the VAT and tax treatment, and what happens to the equipment at the end of the agreement differs.

Time for a Bespoke Quotation based on Your Needs?

Get in touch and we will arrange for Academy Leasing to contact you and provide a bespoke finance quotation to suit your needs

A smashed piggy bank with a hammer and coins spread across a surface.

Lease Rental

VAT is payable on each rental.

To keep the equipment – you will be given the option at the end of the lease term to retain the equipment for a one-off nominal payment.

Accounting – every rental paid can be treated as a business expense for tax purposes.

Hire Purchase

All of the VAT on the cost is payable upfront with the initial payment.

To keep the equipment – an option to purchase fee will be collected with the last payment you make. This is usually in the region of £150.00.

Accounting – Capital allowance on the equipment cost (as if you had paid cash), and tax relief on the interest payable.

We would always recommend that you seek your accountant’s advice as to which method is best suited to your business.

This is likely to depend on the amount you spend on qualifying plant and machinery (not cars) in this financial year. From January 2019, the Annual Investment Allowance (AIA) was changed to £1,000,000, meaning that you can claim 100% first-year capital allowances on spends up to £1,000,000. Therefore if you spend less than this, it is likely that hire purchase would be the best option to accelerate your tax relief.

 Weekly payments over 3 years…  and have new building worth…  Weekly payments over 5 years…
 £35.29 £5,000  £22.65
 £42.35 £6,000  £27.18
 £49.41 £7,000  £31.71
 £56.46 £8,000  £36.23
 £63.52  £9,000  £40.76
 £70.58 £10,000  £45.76
 £99.44  £15,000  £63.18
 £132.59  £20,000  £84.24
 £165.74  £25,000  £105.30
 £195.65  £30,000  £123.81
 £225.82  £35,000  £144.44
 £260.86  £40,000  £165.07